I have been an insurance broker since 2003 and have specialized in Medicare and individual coverage. Today, most Americans are forced into situations that require them to buy health insurance for themselves and/or their families. Wanted to discuss how individual insurance has changed since I became a broker and what…
I recently read an article that states Congress wants to cut the money allocated to Medicare Advantage. Those that want to do that do not understand how Medicare Advantage works or they wouldn’t suggest such lunacy. Medicare Advantage plans from private insurance came to be because the cost of Original…
Many seniors have Medicare Advantage, but few understand it and how it came to be that Original Medicare is being replaced by Medicare Advantage. I have written about Medicare Advantage before, so a brief refresher is needed here to understand what is happening in the government and that they want…
What is the state of the individual insurance market? Not good from where I sit as an active insurance broker. Let me explain. Since Obamacare came into existence, the individual market has done through a metamorphosis from offering very good coverage with low deductibles and low maximums out of pocket.…
