It’s that time again, starting on November 1, 2019, and ending on December 15, 2019, is the 2020 Open Enrollment Period for individual health insurance.
There is a significant change for 2020 and that the federal marketplace www.healthcare.gov is no longer available for Nevadans to sign up for coverage. We are now back to a Nevada exchange.
All the records of those that had coverage on the federal exchange are being imported over to our Nevada Healthlink and will be available for enrollment starting on November 1, 2019. There will be plenty of advertising later in the year to help Nevadans make the transition as it is not a choice but a requirement if you want coverage to use the Nevada Healthlink and not healthcare.gov.
The other significant change is that as of September 1, 2019, Nevada will not allow anyone to buy coverage without a qualifying event with a 90-day waiting period before coverage begins. We were the only state to offer that option
The available plans have not been released yet, but one can expect some minor changes in benefits and pricing but will be very similar to the 2019 offerings.
Anthem Blue Cross is reentering the Nevada individual market with plans on and off the exchange. These plans will be their Pathway HMO (no referral required) and a catastrophic EPO for those under 30 years of age.
It’s good to have some additional competition to offer Nevadans a choice of health plans.
The Barend Agency Inc.
Len Barend, Broker